Skip to main content
Stephen Ruhmel 
  • Home
    • Should You Sell When the Market Drops?
    • Should You Pay Off Debt or Save for Retirement?
  • About Us
    • Mission Statement
    • About Stephen Ruhmel
    • Services
    • Our Location
    • Tell A Friend
  • Resources
    • Articles
    • Calculators
      • Home Affordability
      • Mortgage Acceleration
      • Cost of Retirement
      • Tax-Deferred Savings
      • Retirement Portfolio Lifespan
      • Required Minimum Distributions
      • Mortgage Refinancing
      • Savings Goals
      • Loan Payoff
      • Credit Card Debt
      • Cash Flow Analysis
      • College Funding
      • Federal Income Tax
      • Working While Collecting Social Security Benefits
      • Roth IRA Conversion
      • IRA Eligibility
      • Long-Term Care Self Insurance
      • LTCI Cost of Waiting
      • Car Affordability
    • Flipbooks
    • Newsletters
    • Glossary
    • Tax Library
    • Videos
  • Market Watch
    • Detailed Quotes
    • Symbol Lookup
    • Multi Quote
    • Markets at a Glance
    • Charting
    • Portfolios
  • Request A Quote
    • Annuity
    • Long-Term Care Insurance
    • Life Insurance
    • Disability Income Insurance
    • 401(k) Information Request
    • Information Request
  • Contact Us

Stephen Ruhmel 

16041 Rosemallow La. Alva, FL 33920

Phone:

  • 239-689-8556

E-mail:

  • stephen.ruhmel@lpl.com

Videos

We have interesting videos for you to watch on my site.

View Videos

What is your risk number?

Click here to find out more about your risk?

Get Started

Calculators

You can review interesting calculators on my site.

View Calculators
 
Transcript

Newsletters

  • Key Tax Law Changes to Higher Education Coming Soon

    The One Big Beautiful Bill Act includes many provisions that affect higher education.

  • Closed-End Funds May Offer Higher Income

    Closed-end funds are considered to carry higher risk but may provide a higher income stream than traditional mutual funds holding similar securities.

  • Goodbye Passwords, Hello Passkeys

    As major tech companies, apps, and websites make passkeys their default security option, it’s likely you’ll be prompted to set them up to help secure your accounts.

  • Ghost Tapping Scams Are on the Rise: What You Need to Know

    While ghost tapping sounds like something out of a scary movie, it’s a scam that can have very real consequences.

More Newsletters »

Calculators

  • Savings Accumulation

    Estimate the future value of your current savings.

  • Disability Income Insurance

    How much Disability Income Insurance do you need?

  • Life Insurance

    How much life insurance would you need to produce a sufficient income stream for your family?

  • Life Expectancy

    Knowing your likely life expectancy is an important factor in making long-term financial plans.

More Calculators »

LPL Financial Form CRS

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: FL, GA, MD, MI, NJ, NV, NY, PA, VA.

  • Site Map