Skip to main content
Stephen Ruhmel 
  • Home
    • Should You Sell When the Market Drops?
    • Should You Pay Off Debt or Save for Retirement?
  • About Us
    • Mission Statement
    • About Stephen Ruhmel
    • Services
    • Our Location
    • Tell A Friend
  • Resources
    • Articles
    • Calculators
      • Home Affordability
      • Mortgage Acceleration
      • Cost of Retirement
      • Tax-Deferred Savings
      • Retirement Portfolio Lifespan
      • Required Minimum Distributions
      • Mortgage Refinancing
      • Savings Goals
      • Loan Payoff
      • Credit Card Debt
      • Cash Flow Analysis
      • College Funding
      • Federal Income Tax
      • Working While Collecting Social Security Benefits
      • Roth IRA Conversion
      • IRA Eligibility
      • Long-Term Care Self Insurance
      • LTCI Cost of Waiting
      • Car Affordability
    • Flipbooks
    • Newsletters
    • Glossary
    • Tax Library
    • Videos
  • Market Watch
    • Detailed Quotes
    • Symbol Lookup
    • Multi Quote
    • Markets at a Glance
    • Charting
    • Portfolios
  • Request A Quote
    • Annuity
    • Long-Term Care Insurance
    • Life Insurance
    • Disability Income Insurance
    • 401(k) Information Request
    • Information Request
  • Contact Us

Stephen Ruhmel 

16041 Rosemallow La. Alva, FL 33920

Phone:

  • 239-689-8556

E-mail:

  • stephen.ruhmel@lpl.com

Calculators

You can review interesting calculators on my site.

View Calculators

Videos

We have interesting videos for you to watch on my site.

View Videos

What is your risk number?

Click here to find out more about your risk?

Get Started
 
Transcript

Newsletters

  • Location, Location, Location: The Premium Parents Pay for Top Schools

    Homes in neighborhoods with access to top schools tend to cost significantly more than a typical home in the surrounding area.

  • The Evolution of Retirement Savings

    The retirement savings landscape has changed dramatically over the past 50 years. How might these developments affect tomorrow’s retirees?

  • The Corporate World Is All-In on AI

    As the race among large tech companies to monetize AI hits full throttle, it’s worth considering how adoption of AI-enabled technologies might affect the economic prospects of businesses and workers.

  • HOT TOPIC: Geopolitics and the U.S. Financial Markets

    This article looks at market reactions to previous global conflicts and emphasizes that long-term market movements are generally driven by corporate earnings, interest rates, and the broader economy.

More Newsletters »

Calculators

  • LTCI Cost of Waiting

    Estimate the potential cost of waiting to purchase a long-term care insurance policy.

  • Cost of Retirement

    Use this calculator to estimate how much income and savings you may need in retirement.

  • Mortgage Acceleration

    This calculator can help you determine how soon you can pay off your mortgage.

  • Lifetime Earnings

    This calculator is designed to help you attach a dollar figure to your life’s work.

More Calculators »

LPL Financial Form CRS

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: FL, GA, MD, MI, NJ, NV, NY, PA, VA.

  • Site Map