Skip to main content
Stephen Ruhmel 
  • Home
    • Should You Sell When the Market Drops?
    • Should You Pay Off Debt or Save for Retirement?
  • About Us
    • Mission Statement
    • About Stephen Ruhmel
    • Services
    • Our Location
    • Tell A Friend
  • Resources
    • Articles
    • Calculators
      • Home Affordability
      • Mortgage Acceleration
      • Cost of Retirement
      • Tax-Deferred Savings
      • Retirement Portfolio Lifespan
      • Required Minimum Distributions
      • Mortgage Refinancing
      • Savings Goals
      • Loan Payoff
      • Credit Card Debt
      • Cash Flow Analysis
      • College Funding
      • Federal Income Tax
      • Working While Collecting Social Security Benefits
      • Roth IRA Conversion
      • IRA Eligibility
      • Long-Term Care Self Insurance
      • LTCI Cost of Waiting
      • Car Affordability
    • Flipbooks
    • Newsletters
    • Glossary
    • Tax Library
    • Videos
  • Market Watch
    • Detailed Quotes
    • Symbol Lookup
    • Multi Quote
    • Markets at a Glance
    • Charting
    • Portfolios
  • Request A Quote
    • Annuity
    • Long-Term Care Insurance
    • Life Insurance
    • Disability Income Insurance
    • 401(k) Information Request
    • Information Request
  • Contact Us

Stephen Ruhmel 

16041 Rosemallow La. Alva, FL 33920

Phone:

  • 239-689-8556

E-mail:

  • stephen.ruhmel@lpl.com

Videos

We have interesting videos for you to watch on my site.

View Videos

Calculators

You can review interesting calculators on my site.

View Calculators

Flipbooks

You can review interesting Flipbooks on my site.

View Flipbooks
 
Transcript

Newsletters

  • Voluntourism: A Vacation That Makes a Difference

    A volunteer vacation offers an opportunity to give back, meet new people who share common interests, and become immersed in a different culture.

  • The Evolution of Retirement Savings

    The retirement savings landscape has changed dramatically over the past 50 years. How might these developments affect tomorrow’s retirees?

  • Medicare or Medicaid?

    It’s easy to confuse Medicare and Medicaid, but there are important differences between the programs.

  • Could an HSA Strengthen Your Retirement Strategy?

    After age 65, retirees can use HSA funds for any purpose without incurring a penalty.

More Newsletters »

Calculators

  • Net Worth

    A balance sheet summarizes your assets and liabilities and reveals your net worth.

  • Retirement Plan Early Distribution

    Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

  • LTCI Cost of Waiting

    Estimate the potential cost of waiting to purchase a long-term care insurance policy.

  • Estate Taxes

    Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

More Calculators »

LPL Financial Form CRS

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: FL, GA, MD, MI, NJ, NV, NY, PA, VA.

  • Site Map