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Stephen Ruhmel 
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Stephen Ruhmel 

16041 Rosemallow La. Alva, FL 33920

Phone:

  • 239-689-8556

E-mail:

  • stephen.ruhmel@lpl.com

Videos

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Flipbooks

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Transcript

Newsletters

  • Avoiding Probate with a TOD Deed and TOD Account

    In many states, a transfer-on-death (TOD) deed and/or account can help avoid probate without the cost and complexity of a trust.

  • A Roadmap for Your Family

    A letter of instruction could be just as important as a will in helping loved ones settle an estate and move forward with their lives.

  • Unpacking the Real Limitations on Unlimited PTO

    The prospect of unlimited paid time off may be appealing, but there are also some potential pitfalls to consider.

  • Goodbye Passwords, Hello Passkeys

    As major tech companies, apps, and websites make passkeys their default security option, it’s likely you’ll be prompted to set them up to help secure your accounts.

More Newsletters »

Calculators

  • Required Minimum Distributions

    Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 73.

  • Home Affordability

    Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

  • Long-Term Care Self Insurance

    Will you be able to afford nursing home care?

  • Disability Income Insurance

    How much Disability Income Insurance do you need?

More Calculators »

LPL Financial Form CRS

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: FL, GA, MD, MI, NJ, NV, NY, PA, VA.

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