Skip to main content
Stephen Ruhmel 
  • Home
    • Should You Sell When the Market Drops?
    • Should You Pay Off Debt or Save for Retirement?
  • About Us
    • Mission Statement
    • About Stephen Ruhmel
    • Services
    • Our Location
    • Tell A Friend
  • Resources
    • Articles
    • Calculators
      • Home Affordability
      • Mortgage Acceleration
      • Cost of Retirement
      • Tax-Deferred Savings
      • Retirement Portfolio Lifespan
      • Required Minimum Distributions
      • Mortgage Refinancing
      • Savings Goals
      • Loan Payoff
      • Credit Card Debt
      • Cash Flow Analysis
      • College Funding
      • Federal Income Tax
      • Working While Collecting Social Security Benefits
      • Roth IRA Conversion
      • IRA Eligibility
      • Long-Term Care Self Insurance
      • LTCI Cost of Waiting
      • Car Affordability
    • Flipbooks
    • Newsletters
    • Glossary
    • Tax Library
    • Videos
  • Market Watch
    • Detailed Quotes
    • Symbol Lookup
    • Multi Quote
    • Markets at a Glance
    • Charting
    • Portfolios
  • Request A Quote
    • Annuity
    • Long-Term Care Insurance
    • Life Insurance
    • Disability Income Insurance
    • 401(k) Information Request
    • Information Request
  • Contact Us

Stephen Ruhmel 

16041 Rosemallow La. Alva, FL 33920

Phone:

  • 239-689-8556

E-mail:

  • stephen.ruhmel@lpl.com

What is your risk number?

Click here to find out more about your risk?

Get Started

Flipbooks

You can review interesting Flipbooks on my site.

View Flipbooks

Videos

We have interesting videos for you to watch on my site.

View Videos
 
Transcript

Newsletters

  • Closed-End Funds May Offer Higher Income

    Closed-end funds are considered to carry higher risk but may provide a higher income stream than traditional mutual funds holding similar securities.

  • HOT TOPIC: Trade Update: The Supreme Court Stepped In, but Many Tariffs Stand

    This article explains the types of tariffs that are still in play and their potential impact on U.S. consumers and businesses.

  • HOT TOPIC: The Shutdown is Over: What Now?

    The longest government shutdown in U.S. history ended on November 12, 2025. This article looks at the bill that ended the shutdown, issues that are unresolved, and estimates of the economic impact.

  • HOT TOPIC: AI Expectations Underpin the Economic Outlook for 2026

    This article discusses economic forecasts for 2026 and the trends that are influencing them, including surging AI investment.

More Newsletters »

Calculators

  • Roth IRA Conversion

    This calculator can help you determine whether you should consider converting to a Roth IRA.

  • LTCI Cost of Waiting

    Estimate the potential cost of waiting to purchase a long-term care insurance policy.

  • IRA Eligibility

    Use this calculator to determine whether you qualify for the different types of IRAs.

  • Loan Payoff

    How much will it cost to pay off a loan over its lifetime?

More Calculators »

LPL Financial Form CRS

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: FL, GA, MD, MI, NJ, NV, NY, PA, VA.

  • Site Map