Skip to main content
Stephen Ruhmel 
  • Home
    • Should You Sell When the Market Drops?
    • Should You Pay Off Debt or Save for Retirement?
  • About Us
    • Mission Statement
    • About Stephen Ruhmel
    • Services
    • Our Location
    • Tell A Friend
  • Resources
    • Articles
    • Calculators
      • Home Affordability
      • Mortgage Acceleration
      • Cost of Retirement
      • Tax-Deferred Savings
      • Retirement Portfolio Lifespan
      • Required Minimum Distributions
      • Mortgage Refinancing
      • Savings Goals
      • Loan Payoff
      • Credit Card Debt
      • Cash Flow Analysis
      • College Funding
      • Federal Income Tax
      • Working While Collecting Social Security Benefits
      • Roth IRA Conversion
      • IRA Eligibility
      • Long-Term Care Self Insurance
      • LTCI Cost of Waiting
      • Car Affordability
    • Flipbooks
    • Newsletters
    • Glossary
    • Tax Library
    • Videos
  • Market Watch
    • Detailed Quotes
    • Symbol Lookup
    • Multi Quote
    • Markets at a Glance
    • Charting
    • Portfolios
  • Request A Quote
    • Annuity
    • Long-Term Care Insurance
    • Life Insurance
    • Disability Income Insurance
    • 401(k) Information Request
    • Information Request
  • Contact Us

Stephen Ruhmel 

16041 Rosemallow La. Alva, FL 33920

Phone:

  • 239-689-8556

E-mail:

  • stephen.ruhmel@lpl.com

Videos

We have interesting videos for you to watch on my site.

View Videos

Flipbooks

You can review interesting Flipbooks on my site.

View Flipbooks

Calculators

You can review interesting calculators on my site.

View Calculators
 
Transcript

Newsletters

  • Avoiding Probate with a TOD Deed and TOD Account

    In many states, a transfer-on-death (TOD) deed and/or account can help avoid probate without the cost and complexity of a trust.

  • Locked Out? How to Break Into Today’s Housing Market

    Homeownership can still be an attainable goal, but it may take more planning, flexibility, and creativity than it did in the past.

  • Have You Set a Retirement Savings Goal?

    Completing this simple worksheet can help establish a realistic retirement savings target.

  • REITs Offer Income and Diversification

    Most broad stock funds contain real estate investment trusts (REITs), but for a more strategic approach, investors can choose from a variety of REIT funds and individual REITs.

More Newsletters »

Calculators

  • Car Affordability

    How much can you afford to pay for a car?

  • Lifetime Earnings

    This calculator is designed to help you attach a dollar figure to your life’s work.

  • Savings Accumulation

    Estimate the future value of your current savings.

  • Savings Goals

    How much do you need to save each year to meet your long-term financial goals?

More Calculators »

LPL Financial Form CRS

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: FL, GA, MD, MI, NJ, NV, NY, PA, VA.

  • Site Map